- I will teach you to be rich
- Optimize credit cards
- Credit report and credit score are important.
- Getting a new card
- Commandments of Credit Cards
- Pay off your credit card regularly.
- Get all fees waived on your card.
- Negotiate a lower APR.
- Keep your cards for a long time and keep them active.
- Get more credit.
- Use your rewards!
- Mistakes to avoid
- Avoid closing your accounts (usually).
- Manage debt to avoid damaging your credit score.
- Think ahead before closing accounts.
- Don’t play the zero percent transfer game.
- Avoid getting sucked in by “Apply Now and Save - 10 Percent in Just Five Minutes!” offers.
- Don’t make the mistake of paying for your friends with your credit card and keeping the cash—and then spending it all.
- Debt
- Beat the bank
- Checking accounts
- Saving accounts
- Account setup
- Optimize bank accounts
- Get ready to invest
- Conscious spending
- Conscious spending plan
- Fixed costs (50 - 60%)
- Investments (10%)
- Savings (5 - 10%)
- Guilt-free spending money (20 -35%)
- Optimize your conscious spending plan
- Go for big wins
- Set realistic goals
- Negotiate a raise
- Maintain your spending plan
- Handle unexpected and irregular expenses
- Handle extra income
- Save while sleeping
- Create automatic money flow
- Review your credit card bill
- The myth of financial expertise
- Experts can NOT guess where the market is going.
- How Financial Experts Hide Poor Performance
- Most (young) people don't need a financial adviser
- Active vs. passive management
- Investing is not just for rich people
- Automatic investing
- Building blocks of investing
- Stocks / Bonds / Cash
- Mutual funds / Index funds
- Target date funds
- Other kinds of investments
- Real estate
- Art
- High-risk, high-potential-reward investments
- Crypto
- Maintain and grow your system
- Get honest about why you want more
- Accumulate more and grow faster: feed the system
- Rebalancing your investments
- Stop worrying about taxes
- The annual financial checklist
- Know when to sell your investments
- Live a riuch life
- Love and money
- Ignore the noise of money advice
- How to help parents who are in debt
- Should you tell your parents and friends how much money you have?
- Talking money with your significant other
- Work and money
- Negotiating your salary
- Don’ts in a negotiation
- Save thousands on big-ticket items
- Car
- Budgeting
- Pick a car
- Negotiate
- Maintain your car
- House
- The truth: Real estate is a POOR investment for most individual investors
- Practical advice
- Tips for buying your new house
- large purchases
- Giving back
