ETF-Selection

How to Read ETF Factsheet

💡Take Away All information about an ETF can be checked in the corresponding factsheet. Each ETF carries a unique twelve-digit ISIN (International Securities Identification Number). Every security in Germany also carries a six-digit WKN (Securities Identification Number).

2025-03-07

Fund Domicile

💡Take Away The fund domicile of an ETF can usually be identified by the International Securities Identification Number (ISIN). A country code at the beginning of the ISIN marks the domicile, such as “IE” for Ireland or “LU” for Luxembourg.

2025-03-07

Currency Risk

💡Take Away Anyone investing globally automatically invests in countries and companies with currencies other than the euro. Currency pairs like EUR/USD can fluctuate, representing both a currency risk and an opportunity.

2025-03-07

Tracking Difference & Tracking Difference

💡Take Away The Tracking Difference refers to the difference in performance between an ETF and its benchmark index over a given period. It is influenced by factors such as transaction costs from rebalancing, taxes, or cash holdings.

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Replication Method of ETFs

💡Take Away To replicate an index, there are 3 different methods: Physical replication buys the index in the same weighting. Such replication is called fully replicating ETFs. With sampling, the ETF provider only buys a selection of the securities.

2025-03-07

Distributing or Accumulating ETFs?

💡Take Away The stocks contained in ETFs pay dividends, which you, as an investor, benefit from. Distributing ETFs pay out the dividends to your account. Accumulating ETFs reinvest the dividends, meaning they buy more shares.

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Costs and Fees with ETFs

💡Take Away When selecting ETFs, the Total Expense Ratio (TER) is an important decision-making criterion. You can find it in the factsheet. The TER summarizes all management costs charged by your ETF provider.

2025-03-07

Fund Volume

💡Take Away The fund size describes how much invested money is in an ETF. ETF providers may remove ETFs from the market if they perform poorly. This risk is higher for new and small ETFs.

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Find the Right ETF

💡Take Away Particularly important criteria for selecting an ETF include its costs, fund size A threshold of €50 million is considered sufficient. Over €100 million is considered stable. Over €150 million is a safe benchmark for larger funds.

2025-03-07