Decumulation refers to the withdrawal of previously invested savings. It’s also known as disinvestment. Money invested in ETFs can either be sold off gradually or you can live off the distributions (dividends) they generate.
2025-03-07
đź’ˇTake Away Through rebalancing, you can bring your portfolio back into balance so that it aligns with your originally defined asset allocation and, therefore, your strategy. Rebalancing is important in a passive strategy to increase returns and maintain your risk level.
2025-03-07
đź’ˇTake Away ETF earnings are subject to capital gains tax at a rate of 25%. In addition, there is a solidarity surcharge (5.5% on the tax) and possibly church tax.
2025-03-07
đź’ˇTake Away The advantages of an ETF savings plan include reduced effort through the automation of saving and investing. Psychologically, an ETF savings plan also helps by lowering the barrier of having to motivate yourself to invest money each time.
2025-03-07
đź’ˇTake Away As an ETF investor, you have the choice between a lump sum investment, where you invest a fixed amount all at once, and a savings plan, which is executed at regular intervals with an amount you determine.
2025-03-07
Why an ETF Investor Needs a Securities Account A securities account, or simply a “Depot” (in German), is an account used to store securities. “Depot” comes from French and means storage.
2025-03-07