Living a Rich Life happens outside the spreadsheet. After you have automated your money, now it just takes time, patience, and feeding the system. The next layer of a Rich Life isn’t about recalculating your returns from compound interest.
2025-08-23
Get Honest About Why You Want More Many people are raised to always be “the best,” but this can lead to blindly chasing more without asking why. Financial advice often focuses on “more, more, more” instead of defining what’s enough.
2025-08-23
Choose your own investments, pay less in fees, and get superior performance Determine your investing style by asking yourself some key questions: Do you need your money next year, or can you let it grow for a while?
2025-08-23
Being rich is within your control, not some expert’s. How rich you are depends on the amount you’re able to save and on your investment plan. Experts Can NOT Guess Where the Market is Going.
2025-08-23
Do More Before Doing Less The Curve of Doing More Before Doing Less: It would be easier to do nothing—but that would mean you’d have to manage your money constantly for the rest of your life.
2025-08-23
Create a Conscious Spending Plan. By planning where you want your money to go ahead of time, you could make sure you were saving and investing enough money each month, and then use the rest of your money guilt-free for whatever you want.
2025-08-23
You need a way to put that money to work for you so it earns more than even the highest-yielding savings account, and la is the first and best way to do it.
2025-08-23
How Banks Rake It In Banks earn money by lending the money you deposit to other people. For example, if you deposit $1,000, a Big Bank will pay you 0.5 percent to hold on to that money, and then they’ll turn around and lend it out at 7 percent for a home loan.
2025-08-23
Establishing good credit is the first step in building an infrastructure for getting rich. Our largest purchases are almost always made on credit, and people with good credit save tens of thousands of dollars on these purchases.
2025-08-21
Money and Food are Similar When it comes to food, we… When it comes to personal finance, we… do NOT track calorie intake do NOT track spending eat more than we know spend more than we realize - or admit debate minutiae about calories, diets, and workouts debate minutiae about interest rates and hot stocks value anecdotal advice over research listen to friends, our parents, and TV talking heads instead of reading a few good personal-finance books One of the main reasons we fail is that we love to debate minutiae - Focusing on these details is the easiest way to get nothing done.
2025-08-21